NextgenID’s offline three-factor “match-on-card” authentication, combines a smart card, PIN, and on-card biometric verification to enable secure login without network connectivity. The solution performs fingerprint matching directly on the card, ensuring sensitive biometric data never leaves the device while meeting stringent AAL3, CJIS and FedRAMP High requirements. It is designed for high-security and disconnected environments such as air-gapped systems, law enforcement operations and classified networks where traditional online authentication is not feasible.