The Mortgage Office®: Your Lending Platform for Stronger Communities
Simplify, automate, and scale your community lending programs.
The Mortgage Office® (TMO) is a powerful loan origination and servicing platform designed to meet the unique needs of municipalities, housing authorities, and government-affiliated organizations. Whether you're funding affordable housing, small businesses, or infrastructure development, TMO streamlines the entire lending lifecycle while ensuring compliance and transparency.
Key features include:
Originate Loans with Confidence: TMO’s Loan Origination Module automates application intake, underwriting, and approval processes using customizable workflows, machine learning, and deal scoring — all compliant with SOC 2 standards.
Simplify Servicing & Collections: Easily manage funding streams and automate payment tracking and borrower communications. TMO’s servicing tools reduce manual work and improve repayment efficiency.
Track Portfolio Performance in Real Time: Monitor loan health, flag at-risk accounts, and generate actionable program reports — all from a centralized dashboard.
Built for Government Lending Programs: Support virtually any loan structure and stay compliant with HUD, CDBG, Rehab, Down Payment Assistance, SBA, and other public program requirements.
Empower Borrowers with Online Portals: Give your clients secure 24/7 access to make payments, view balances, download tax forms, and manage their loan accounts online.
Seamless Back-Office Integration: TMO integrates with leading LOS systems, QuickBooks, and Microsoft Office tools to eliminate data silos and reduce paperwork and errors.
From origination to repayment, The Mortgage Office delivers the flexibility, compliance, and efficiency today’s public lending programs demand. Scalable and secure, it’s the trusted platform government agencies rely on to maximize impact and streamline loan operations.
Insights from TMO Customers:
“The Mortgage Office is easy to learn and the best written software we’ve seen. The customer service is second to none. I am very proud to give references to anyone looking to purchase the system.” Bonnie Eason – Loan Closing Office, Oakland County Community & Home IMP
The Mortgage Office is the preferred loan management platform that many cities, counties, and states are relying on to simplify their complex processes and reallocate their time to a deeper focus on community development. Join other government programs like those in Boise, Indiana, Jacksonville, Miami, Nevada, New York, Ventura, and more to see how The Mortgage Office can transform your business operations.
Why The Mortgage Office?
TMO is a loan management platform specifically designed to serve municipalities of all sizes, connecting lenders, borrowers, and investors seamlessly.
- Accurate: Precisely track loan balances, payments, and funding allocations across all programs.
- Flexible: Manage diverse funding streams, loan types, and payment methods tailored to community lending needs.
- Integrated: Easily synchronize data in real-time with back-office systems to improve operational efficiency.
Compliance-Ready: Stay ahead of evolving regulations with built-in compliance and transparent reporting features.
